Frugal Tips

[Tim Regan]

Hi All,

--- In HPFGU-OTChatter Cindy wrote:
> Frugal Tips To Save You Money!
> http://www.frugalsimplicity.com/frugaltips.html

Gosh - adverts on HPFGU-OTChatter, I hope that's not a sign of spam 
to come. But I do really agree with Cindy's tip:

"Don't shop for groceries when you're hungry. You end up buying more 
than you intended. Make a grocery list before leaving the house. 
Then stick to it!"

When we lived in the UK our local supermarket (Tesco) started doing 
online shopping with delivery. Although the delivery charge was £5 
(about $7.50) we saved money hand-over-fist. The reason was that we 
could easily follow our list, and keep a running total of how much 
we'd spent. So if we went over budget we just unchecked purchases. 
Brilliant.

Cindy - I do think you should include some tongue-in-cheek savings 
tips. On one of the reare occasions I read a copy of Viz 
<http://www.viz.co.uk/>, it contained the fabulous money saving tip:

"Why waste money on expensive binoculars - stand closer to what you 
are looking at."

Cheers,

Dumbledad.