<html>
                                        <center>
<table cellspacing=0 cellpadding=0 width="75%" border=0>
  <tr bgcolor=#999999> 
    <td> 
      <table cellspacing=1 cellpadding=0 width="100%" border=0>
        <tr> 
          <td> 
            <table cellspacing=0 cellpadding=4 width="100%" border=0 bgcolor="#cee3f0">
              <tr> 
                <td valign=middle noWrap align=left width="1%"><img src="http://us.i1.yimg.com/us.yimg.com/i/cal/bell4.gif" width=20 height=12 border=0 alt="Reminder"></td>
                <td noWrap align=left><font face="Arial,Helvetica"><b> Reminder from 
                  the <a href="http://groups.yahoo.com/group/HPFGU-OTChatter/cal">Calendar of HPFGU-OTChatter</a></b></font></td>
              </tr>
            </table>
          </td>
        </tr>
        <tr> 
          <td bgcolor=ffffff> 
            <table cellspacing=0 cellpadding=8 width="100%" border=0>
              <tr valign=top> 
                <td> 
                  <table cellspacing=0 cellpadding=3 width="100%" border=0>
                    <tr>
                      <td colspan=2><font face="Arial,Helvetica" size=+1>
                               Weekly Chat
                               </font><br><br>
                       <font face="Arial,Helvetica" size=-1>
                       <b>Sunday February 12, 2006</b><br>
                       <b>1:00 pm
                               - 1:00 pm
                               </b><br>
                               This event repeats every week.
                                       </font><br>
                                       <font face="Arial,Helvetica" size=-1><b>Notes:</b><br>
                       Hi, everyone!<br><br>Just a reminder: <br><br>Drop in to Sunday chat! <br><br>Start time:<br>11 am Pacific<br>12 pm Mountain<br>1 pm Central<br>2 pm Eastern <br>7 pm UK time <br><br>Chat generally goes on for about 5 hours, but can last as long as people want it to last.  Since Yahoo has closed all user-created chat rooms, we are now using the Chat feature on the main list:  http://groups.yahoo.com/group/HPforGrownups/chat<br><br>Hope to see you there!</font>
                              </td>

                    </tr>
                                                  </table>
                </td>
                        <td valign=top width=300 colspan=2><!-- adstart --><table border="0" cellpadding="0" cellspacing="0"><tr><td align="center"><font face="arial" size="-2">ADVERTISEMENT</font><br><form name="info" method="get" action="http://us.ard.yahoo.com/SIG=12ie8otb6/M=386999.7972718.8808907.1414694/D=calrem/S=152200116:LREC/Y=YAHOO/EXP=1139774269/A=3187458/R=0/SIG=12c8lu9sq/*https://secure1.insweb.com/cgi-bin/auto.exe?id=JyVA8AcVKifTE3x0NlawrTvZQu3" target="_blank">      <table width="300" height="250" border="0" cellpadding="0" cellspacing="0" background="http://us.a1.yimg.com/us.yimg.com/a/in/insweb/1_image_background_border.gif">        <tr>          <th width="129" scope="row"></th>          <th height="53" colspan="2" scope="row"></th>        </tr>        <tr>          <th scope="row"></th>          <th height="25" colspan="2" scope="row"><input name=GZip id="GZip7" size=10 maxlength=5></th>        </tr>        <tr>          <th height="26" scope="row"></th>          <th colspan="2" valign="bottom" scope="row">              <input type=radio value=Y name=HasAutoInsurance><font face="Arial, Helvetica, sans-serif" size="2">Yes</font>          <input type=radio value=N name=HasAutoInsurance><font face="Arial, Helvetica, sans-serif" size="2">No</font></th>        </tr>        <tr>                  </tr>        <tr>          <th scope="row"></th>          <th height="25" colspan="2" valign="top" scope="row">            <input type=radio value=Y name=HadUSLicenseFor3Yrs><font face="Arial, Helvetica, sans-serif" size="2">Yes</font>  <input type=radio value=N name=HadUSLicenseFor3Yrs><font face="Arial, Helvetica, sans-serif" size="2">No</font></th>        </tr>        <tr>          <th scope="row"></th>          <th height="19" colspan="2" scope="row"></th>        </tr>        <tr>          <th scope="row"></th>          <th height="19" colspan="2" scope="row"><input type=radio value=Y name=HasHouseHoldAccAndViol><font face="Arial, Helvetica, sans-serif" size="2">Yes</font>            <input name=HasHouseHoldAccAndViol type=radio value=N checked><font face="Arial, Helvetica, sans-serif" size="2">No</font></th>        </tr>        <tr>          <th rowspan="2" align="left" valign="bottom" scope="row"></th>          <th width="151" height="32" align="left" valign="bottom"><span class="question">   <input type=hidden name=LandingPage value="y">   <input type=hidden value=N name=HasAnyLicenseRevoked>   <input type="HIDDEN" name="id" value="JyVA8AcVKifTE3x0NlawrTvZQu3"></span></th>          <th width="20" rowspan="2" align="left" valign="bottom"></th>        </tr>        <tr>          <th height="35" align="left" valign="middle"><span class="question">            <input name="action=new_user2" type="image" id="action=new_user23" src="http://us.a1.yimg.com/us.yimg.com/a/in/insweb/button.gif" align="right" width="104" height="24" border="0">          </span></th>        </tr>  </table>    </form></td></tr></table><!-- adend --></td>
                      </tr>
            </table>
          </td>
        </tr>
      </table>
    </td>
  </tr>
  <tr>
    <td align=center>
<p>
<hr size=1 width="100%" noshade>
<font SIZE=-1><i>Copyright 
2006 
<a target=_blank href="http://www.yahoo.com">Yahoo! Inc.</a>All Rights Reserved.</i><br>
<a target=_blank href="http://privacy.yahoo.com/">Privacy Policy</a> - <a target=_blank href="http://docs.yahoo.com/info/terms/">Terms of Service</a></font>
<img alt="" width="1" height="1" src="http://us.adserver.yahoo.com/l?M=386999.7972718.8808907.1414694/D=cal/S=:LREC/A=3187458/rand=13717943">
    </td>
  </tr>
</table>
</center>
</html>